When people think about estate planning, they usually focus on what happens after they die.
But here’s a biggie most people forget: What if something happens to you while you’re still alive and you can’t make decisions for yourself?
That’s where a Lasting Power of Attorney (LPA) comes in. And trust us, it’s a game-changer.
What is an LPA?
It’s a legal document that lets you choose someone you trust to step in and make decisions for you if you ever can’t.
There are two types:
• Health & Welfare LPA – covers things like medical treatment, care decisions, and where you live.
• Property & Financial LPA – handles money, bills, bank accounts, and even selling your home if needed.
You can do one or both. You stay in charge unless something happens, and you need help.
“Can’t my family just step in if something goes wrong?”
We wish it were that easy! But legally, even your spouse or adult child can’t just access your bank or make medical decisions on your behalf not without an LPA.
If there’s no LPA in place, your loved ones must apply to the Court of Protection. That means long delays, big legal fees, and tons of paperwork. It’s stressful, expensive, and can drag on for months.
Who needs an LPA?
Honestly? Everyone over 18.
You don’t need to be elderly or unwell. LPAs are about planning ahead, just like car insurance. Hopefully you never need it, but if you do, you’ll be so glad it’s there.
So, why don’t more people do it?
Mostly because it sounds complicated or scary. But it doesn’t have to be. We make the whole process easy, from explaining your options to filling in the forms.
It’s just a smart, practical way to protect your future and the people who may need to help you.
Let’s get your LPA sorted. It’s easier than you think, and it’ll take a huge weight off your shoulders and your family’s too.
Organ Donation in England and Wales: What You Need to Know!
While planning for the future often includes things like writing a Will or arranging a Lasting Power of Attorney, organ donation is something that’s frequently
